Coach House Inn, Inc. v. Great American Insurance

The narrow issue presented by this appeal is whether the one-year limitation on actions as contained in this policy is valid under Wisconsin statutes. Although the respondent argues that the alleged loss is not covered by the policy, we do not reach that argument and neither did the trial court. We are concerned solely with the time limit on commencing the action, assuming that the loss is covered.

A consideration of the statutes involved must begin with sec. 201.19 (1), which provides:

“No policy shall contain any provision limiting the time for beginning an action on the policy to a time less…