American Fidelity Co. v. Patty

The original action was brought by the beneficiary, Maggie O. Patty, upon a policy of insurance issued to one W. O. Patty, insuring against loss of life from bodily injury caused by external, violent or accidental means. It is averred that the assured, while in the performance of the duties of his occupation, as set out in said policy, fell from a moving car and was fatally injured.

A number of defenses are set forth in the answer. These defenses, except the first, relate to a claim of the insurance company that Patty at the time of his injury was engaged in an extra hazardous occupation…