Vanderbilt Mortgage & Finance, Inc. v. Griggs

NATHANIEL R. JONES, Circuit Judge.

Stephen Palmer, the Trustee of the estate of Robert and Linda Griggs (“Debtors”), appeals from the district court’s order reversing the decision of the bankruptcy court and allowing the plaintiff-appellee, Vanderbilt Mortgage and Finance, Inc. (“Vanderbilt”), to complete perfection of its security interest in the Debtors’ mobile home pursuant to Ky.Rev.Stat.Ann. § 186A.197(1) (Michie/Bobbs-Merrill 1989). Because we agree that the bankruptcy court erred in precluding Vanderbilt from perfecting its claim, we affirm.

I

On April 28, 1984, Debtors purchased a mobile…