Legal Opinion
Citizens Property Insurance Corporation v. Munoz
District Court of Appeal of Florida
Decided December 24, 2014No. 2D13-3899PublishedCited by 13 opinions
1Opinion of the Court
KHOUZAM, Judge.
We affirm the decision below and write to address two issues: an insurance company’s reliance on its engineer’s report and the burden of proof in a suit involving an endorsement to an “all risks” insurance policy.
In December 2009, Hector and Alba Munoz noticed numerous cracks in the walls of their home. At the time, the residence was insured by a policy issued by Citizens Property Insurance Corp. The policy (form CIT HO-3 07 08) insured against the risk of direct, physical losses to the property unless specifically excluded. The policy contained an exclusion for loss caused by…
2Cases cited9 opinions
- Allstate Ins. Co. v. KaklamanosSupreme Court of Florida · 2003
- Universal Insurance Co. of North America v. WarfelSupreme Court of Florida · 2012
- Hudson v. Prudential Property & Cas. Ins. Co.District Court of Appeal of Florida · 1984
- Strubble v. United Services Automobile Ass'nCalifornia Court of Appeal · 1973
- Donovan v. ST. FARM FIRE AND CAS. CO.District Court of Appeal of Florida · 1991
4 more not listed; retrieve them via the Exa API.
3Cited by13 opinions
- RICHARD W. JONES AND LOUISE A. KIERNAN v. FEDERATED NATIONAL INS. CO.District Court of Appeal of Florida · 2018
- Citizens Property Insurance Corporation v. AmatDistrict Court of Appeal of Florida · 2016
- Citizens Property Insurance Corporation v. AlvarezDistrict Court of Appeal of Florida · 2015
- Castro v. Homeowners Choice Property & Casualty Insurance CompanyDistrict Court of Appeal of Florida · 2017
- Citizens Property Insurance Corporation v. SalkeyDistrict Court of Appeal of Florida · 2016
8 more not listed; retrieve them via the Exa API.