Kaviani v. Reliance Standard Life Ins. Co.

CARLOS E. MENDOZA, UNITED STATES DISTRICT JUDGE

THIS CAUSE is before the Court on Plaintiff's Motion for Summary Judgment (Doc. 38) and Defendant's Response and Cross Motion for Summary Judgment (Doc. 39). Plaintiff also filed a Reply and Response in Opposition (Doc. 42). For the reasons set forth below, Plaintiff's motion will be granted, and Defendant's motion will be denied.

I. BACKGROUND 1

During the relevant timeframe, Plaintiff was insured under a Long-Term Disability Insurance Policy ("Policy"). (Admin. R. ("AR") at 1, 7; Doc. 38 at 4 ¶ 1-2; Doc. 39 at 3 ¶ 1-2 & n.3). On August 10, 2015,…