Roosth v. American General Life Insurance Co.

This was originally written to be the opinion of the court and I file the same with minor changes as my dissent. I seriously doubt that we have reached a disposition of the case.

On March 21, 1955, appellee, American General Life Insurance Company, issued its policy No. 109,680 to Dr. Harold Roosth, insuring his life for the sum of $10,000, and payable to his wife, Rosa Lee Leaman Roosth, as beneficiary. He had previously made application for a $25,000 policy but because of a heart attack he had had the insurance rate was so high that he only took a $10,000 policy.

In 1956, Dr. Harold Roosth…