Beth R. Throesch v. United States Fidelity and Guaranty Company, Beth R. Throesch v. United States Fidelity and Guaranty Company

WOLLMAN, Chief Judge.

United States Fidelity and Guaranty Company (USF & G) appeals from the district court’s entry of judgment entitling Beth R. Throesch to coverage under her vehicle’s automobile insurance policy; Throesch cross-appeals. We reverse in part and affirm in part.

I

The facts of this case are undisputed. On April 26, 1997, while driving south on Highway 67 near Pocahontas, Arkansas, Throesch swerved off the road and onto the shoulder. She subsequently lost control of the vehicle, which overturned, causing her serious injuries. According to Throesch and two eyewitnesses, Throesch…