Legal Opinion

Fidelity Mutual Life Insurance v. Beck

Supreme Court of Arkansas

Decided July 22, 1907PublishedCited by 18 opinions

Appeal from Hempstead Circuit Court; Joel D. Conway, Judge; The policy sued on is void because of false representations made in the application.

Read the full summary

Appeal from Hempstead Circuit Court; Joel D. Conway, Judge; The policy sued on is void because of false representations made in the application. The two, when forming one transaction, are read together as the entire contract. 49 Ark. 320; 75 Ark. 29. See also 58 Ark. 528; 72 Ark. 623. The application itself -showing plainly that no attempt 'had been made to answer, appellant by accepting the application will be held to have waived an answer. 52 Ark. 11; 53 Ark. 215; 65 Ark. 581, 590. See also 53 Ark. 494; 71 Ark. 298.

1Opinion of the CourtHirl, C. J.

Mrs. Beck, the beneficiary in a policy upon the life of her husband, Jas. W. Beck, brought suit against the appellant life insurance company upon the same, and the trial resulted in the court directing a verdict in favor of the plaintiff therein, and the insurance company has appealed.

There was a written application for insurance, which contained the following agreement; “The truthfulness of each statement above made or contained, by whomsoever written, is material to the risk,, and is the sole basis of the contract with the said company; that I hereby warrant each and every statement herein…

2Cases cited4 opinions

  1. Franklin Life Insurance v. GalliganSupreme Court of Arkansas · 1903
  2. Providence Life Assurance Society v. ReutlingerSupreme Court of Arkansas · 1894
  3. Mutual Reserve Fund Life Ass'n v. CotterSupreme Court of Arkansas · 1904
  4. Security Mutual Insurance v. BerrySupreme Court of Arkansas · 1906

3Cited by18 opinions

  1. St. Louis Southwestern Railway Co. v. ClemonsSupreme Court of Arkansas · 1967
  2. Williams v. St. Louis & San Francisco RailroadSupreme Court of Arkansas · 1912
  3. Jones v. LewisSupreme Court of Arkansas · 1909
  4. Hinton v. BryantSupreme Court of Arkansas · 1960
  5. Woodward v. BlytheSupreme Court of Arkansas · 1969

13 more not listed; retrieve them via the Exa API.

Showing a preview — retrieve the full document via the Exa API.

Powered by the Exa API