American General Life Insurance Company v. David R. Fine and Jonathan M. Fine v. Sarah Shelton Fine

WISDOM, Circuit Judge:

This case involves the validity and effect of an executed “Change of Beneficiary” form that was taped together after being torn into over thirty pieces. At stake is fifty percent of the proceeds of a life insurance policy with a death benefit of one million dollars. The district court granted a motion for summary judgment in favor of the insured’s sons, David and Jonathan Fine. The sons base their claim to the proceeds on a “Change of Beneficiary” form that was somehow torn and taped back together. Because we disagree with the trial judge’s conclusion that no genuine…