Scruggs v. International Indemnity Co.

Judge Harold R. Banke.

In this declaratory judgment action, Raymond Leon Scruggs, individually and d/b/a Scruggs Pallett, and Donnie Leon Scruggs, (collectively “Scruggs”) appeal the trial court’s order granting summary judgment to International Indemnity Company (“IIC”). Scruggs enumerates two errors.

This case arose when a flat-bed truck owned by Raymond Scruggs d/b/a Scruggs Pallett and driven by Scruggs’ son, Donnie, collided with Linda Clowdis’ car. The truck was insured by IIC. Scruggs’ policy provided maximum coverage of $15,000 per person, $30,000 per accident, and $10,000 for property…