Elodie Jochum, Wife Of/and Carmelo F. Pagano v. Pico Credit Corporation of Westbank, Inc.

TATE, Circuit Judge:

The plaintiffs, applicants denied credit by the defendant, bring suit for damages allegedly caused them by the defendant’s violation of a provision of the Equal Credit Opportunity Act, 15 U.S.C. §§ 1691 et seq. (“the Act”). Jurisdiction is based upon 28 U.S.C. § 1337(a) and 15 U.S.C. § 1691e. The plaintiffs, Elodie Jochum and her husband, Carmelo Pagano, now appeal from the district court’s entry of a summary judgment in favor of the defendant, Pico Credit Corporation of the Westbank (“Pico”), dismissing their suit.

The Act requires, with an exception not here claimed to be…