Funk v. Ætna Life Ins.

“Burch, Justice

(dissenting).

“My interpretation of the provision of the policy is this: The amount to be paid in case of injury or sickness may be reduced in two ways:

“First, when the insured in. fact changes his occupation to one more hazardous. In that event the benefit in case of injury or sickness is ipso facto reduced' to the proportionate amount the premium would purchase according to classification of risk. That is fair and just and reasonable.

“Second, amount of benefit is reduced when the insured, without changing his occupation to a more hazardous one, engages in some activity…