Binch v. PNC Bank, N.A.

UNITED STATES DISTRICT COURT MIDDLE DISTRICT OF FLORIDA OCALA DIVISION ZACHARY BINCH, Plaintiff, v. Case No: 5:23-cv-8-TJC-PRL PNC BANK, N.A., Defendant. REPORT AND RECOMMENDATION1 Plaintiff, Zachary Binch, who is proceeding pro se, filed this purported action under the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681, against Defendant PNC Bank, N.A. (Doc. 1). Plaintiff seeks to proceed in forma pauperis. (Doc. 3). Previously, upon noting deficiencies in Plaintiff’s original complaint, I took Plaintiff’s motion to proceed in forma pauperis under advisement and allowed Plaintiff to file an…