Firemen's Fund Insurance v. Hopkins

OPINION OF THE COURT

Memorandum.

The order of the Appellate Division should be affirmed, with costs.

*837Respondent John Hopkins, Jr., sustained serious injuries in a July 23, 1989 accident involving a friend’s car in which he was a passenger. The accident allegedly occurred when an unknown individual took control of the vehicle by force and caused it to collide with other automobiles. On June 4, 1992, almost three years after the accident, respondent notified petitioner Firemen’s Fund Insurance Company that he intended to bring an uninsured motorist’s claim under his father’s policy on the ground…