Whildon L. Moyer v. Citicorp Homeowners, Inc.

I respectfully dissent from section A2 of the majority’s opinion which determines that the district court erred by holding the contract inconsistent with the notice requirements of the Depository Institutions Deregulation and Monetary Control Act, 12 U.S.C. § 1735Í-7 note (DIDMCA). In Quiller v. Barclays American/Credit, Inc., 727 F.2d 1067 (11th Cir.1984), reinstated en banc, 764 F.2d 1400 (11th Cir.1985), cert. denied, — U.S. —, 106 S.Ct. 1993, 90 L.Ed.2d 673 (1986), we recognized that federal law did not require that a contract explicitly inform a debtor of his right to thirty days notice…