Frank Burns v. Mercury Ins. Co. of Georgia

IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF GEORGIA VALDOSTA DIVISION FRANK BURNS, : : Plaintiff, : : v. : CASE NO.: 7:25-CV-191 (WLS) : MERCURY INS. CO. OF GEORGIA, : : Defendant. : : ORDER Before the Court is Defendant’s Motion for Judgment on the Pleadings (Doc. 5), filed on January 12, 2026. For the reasons discussed below, the Motion is DENIED. I. RELEVANT BACKGROUND This matter arises from an insurance coverage dispute between Plaintiff Frank Burns (“Plaintiff”) and Defendant Mercury Insurance Company of Georgia (“Mercury”). Mercury issued a homeowner’s policy (the…