Pioneer Bank & Trust Co. v. Niemiec (In Re Niemiec)

MEMORANDUM OPINION AND ORDER

FREDERICK J. HERTZ, Bankruptcy Judge.

I

This case comes to be heard on the motion of the adversary defendant, Lottie Niemiec, (hereinafter “Niemiec”), for a directed verdict in her favor at the close of the case-in-chief of the adversary plaintiff, Pioneer Bank & Trust Company (hereinafter “Pioneer”). Pioneer commenced an adversary proceeding against the debtor, Niemiec, seeking to declare a debt nondis-chargeable in the amount of $7,950.62, together with accumulated interest. This obligation was evidenced by a promissory note dated October 27,1980. The thrust of the…