FARM BUREAU TOWN & COUNTRY INSURANCE COMPANY OF MISSOURI v. JAMES AND PATRICIA SHIPMAN, Defendants-Respondents

FARM BUREAU TOWN & COUNTRY ) INSURANCE COMPANY OF MISSOURI, ) ) Plaintiff-Appellant, ) ) vs. ) No. SD32416 ) JAMES AND PATRICIA SHIPMAN, ) FILED: May 6, 2014 ) Defendants-Respondents. ) APPEAL FROM THE CIRCUIT COURT OF LAWRENCE COUNTY Honorable Carr L. Woods, Special Judge REVERSED AND REMANDED WITH DIRECTIONS Farm Bureau won a $320,000 arson verdict against its insureds (“Defendants”), who moved for JNOV or alternatively for a new trial based on alleged instructional error. The trial court granted both requests, ruling that according to Missouri law there are four elements that a fire was…