Willis v. First National Bank

Sognier, Judge.

The First National Bank of Atlanta instituted action against Larry Donald Willis to collect the accelerated balance on a VISA account. After a trial before the court without a jury, judgment was entered in favor of the bank, and Willis appeals.

The record reveals that appellant had a VISA account with appellee which was 23 months late when appellee accelerated and demanded the entire balance on May 24, 1985. On June 3, 1985, appellant mailed appellee his check for $100 along with a note in which appellant stated that $100 was all he could pay, and “[i]f this is not acceptable,…