Legal Opinion

In the Matter of Judy Emely Edwards, Also Known as Judy Emely Glass, Debtor-Appellant

Court of Appeals for the Seventh Circuit

Decided April 27, 1990No. 89-1111PublishedCited by 115 opinions

1Opinion of the Court

CUDAHY, Circuit Judge.

The debtor, Judy Emely Edwards, filed for bankruptcy under Chapter 7, but wanted to continue paying off the installment loans secured by two cars without reaffirming the debts and thus without continuing to be personally liable on the loans. The question presented by this case is, therefore, whether the options of surrender, redemption or reaffirmation provided in 11 U.S.C. § 521 are exclusive or whether a debtor may retain secured property without doing more, so long as she is not in default on the underlying loans. Both the bankruptcy court and the district court held…

2Cases cited10 opinions

  1. In Re Thomas Howard Bell and Margaret Louise Bell, Debtors. General Motors Acceptance Corporation v. Thomas Howard Bell and Margaret Louise BellCourt of Appeals for the Sixth Circuit · 1983
  2. Lowry Federal Credit Union, Creditor-Appellant v. James Dale West and Sharon Kay West, Debtors-AppelleesCourt of Appeals for the Tenth Circuit · 1989
  3. Riggs National Bank of Washington, D.C. v. John Gillis Perry, Jr., in Re John Gillis Perry, Jr., DebtorCourt of Appeals for the Fourth Circuit · 1984
  4. In Re WhiteUnited States Bankruptcy Court, W.D. North Carolina · 1985
  5. First & Merchants National Bank v. Ballance (In Re Ballance)United States Bankruptcy Court, E.D. Virginia · 1983

5 more not listed; retrieve them via the Exa API.

3Cited by115 opinions

  1. In Re Brian K. Boodrow, Debtor. Capital Communications Federal Credit Union v. Brian K. BoodrowCourt of Appeals for the Second Circuit · 1997
  2. In Re Warren L. Taylor, Jr., Cathy L. Taylor, Debtors. Warren L. Taylor, Jr., Cathy L. Taylor v. Age Federal Credit UnionCourt of Appeals for the Eleventh Circuit · 1993
  3. In Re Budd George Belanger, Janice Leigh Belanger, Debtors. Home Owners Funding Corporation of America v. Budd George Belanger Janice Leigh BelangerCourt of Appeals for the Fourth Circuit · 1992
  4. In Re David P. Parker, Sr., Debtor. McClellan Federal Credit Union v. David P. Parker, Sr.Court of Appeals for the Ninth Circuit · 1998
  5. In the Matter of William Duke, Debtor-AppellantCourt of Appeals for the Seventh Circuit · 1996

110 more not listed; retrieve them via the Exa API.

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