Howard v. Life and Accident Insurance Co. of Alabama

GOODWYN, Justice.

We granted certiorari to review the opinion and decision of the Court of Appeals in the case of Howard v. Life and Accident Insurance Company of Alabama, Ala. App., 120 So.2d 910. The case involves the construction of a policy of insurance providing indemnity for loss of hospital expenses resulting from bodily injury effected through accidental means or caused by sickness.

The trial court “instructed the jury to render a verdict for the defendant because of Clause H appearing under the indemnity provisions of the policy.” The Court of Appeals affirmed, holding “that Clause H…