Property & Casualty Insurance v. Clarke

OPINION OF THE COURT

Herbert Kramer, J.

Under what circumstances is an automobile insurer that is not authorized to do business in New York and has no contacts in New York deemed to have provided coverage for injuries to a claimant injured in an accident with its insured?

Respondent allegedly sustained personal injuries when a vehicle, owned by Pennsylvania resident Alexander M. Joyner, registered in Pennsylvania, insured by a Pennsylvania insurer (hereinafter Safe Auto) and driven by a sibling of the owner (Mark A. Joyner), made a left turn in front of respondent’s car causing a collision. Safe…