Wernowsky v. Economy Fire & Casualty Co.

The plaintiffs, Charles Wernowsky and Barbara Wernowsky, brought this action to recover the proceeds of a homeowner’s insurance policy issued by the defendant, Economy Fire & Casualty Company, Inc., and for penalties for the defendant’s refusal to settle their claim. The claim arose from a fire at the plaintiffs’ home. Following a bench trial in the circuit court of Adams County, the court held that the defendant was not liable for the loss. The court found that Charles Wernowsky had set the fire, either by himself or with the aid of another, and that Barbara Wernowsky had taken part in the…