State Farm Fire & Casualty Co. v. Sewerage & Water Board of New Orleans
Louisiana Court of Appeal
1Opinion of the Court
WALTZER, Judge.
STATEMENT OF FACTS
On 20 December 1993, an explosion at 332-334 West Robert E. Lee Blvd., New Orleans, *291damaged the property and home of Thomas Smith and Gloria and Cecilia Guyton. Smith owned the house at 332-334 West Robert E. Lee Blvd., and the Guytons and Smith resided there. State Farm Fire and Casualty Company insured the residence at the time of the explosion. State Farm paid $183,-761.00 to Smith for the damage to the home and property.
On the date of the explosion, an employee of defendant, the Sewerage and Water Board of New Orleans (SWB), dug a trench with a backhoe to…
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