Hoholik v. Metropolitan Life Ins.

Plaintiff is tbe beneficiary of a fife insurance policy issued to ber husband, Paul M. Hobo lik. The policy was in the amount of $2,000 and contained the so-called “double indemnity” provision providing for the payment of an additional $2,000 in case of accidental death. The policy became effective July 1, 1936, and on the afternoon of July 3, 1936, the insured’s body was found in Lake Calhoun in the city of Minneapolis, Minnesota.

The policy contained the following clause:

“5. Suicide: If the insured, within two years from the date of issue hereof, die by his own hand or act, whether sane or…