Hill v. Mercantile First National Bank of Doniphan

FLANIGAN, Judge.

A husband and wife, on the verge of divorce, had a joint checking account at a bank. Late Friday afternoon, after the bank’s “cut-off” hour, the wife wrote an $18,000 cheek on the account, gave it to the bank, and in return received $500 in traveler’s checks (for which a $5.00 service fee was charged by the bank), and a deposit ticket reflecting the deposit of $17,495 in a new checking account which she opened in her name alone. On Monday the husband wrote a check in the amount of $20,649.95 on the joint account, gave it to the bank, and received $500 in cash and a cashier’s…