Scheidler v. American Family Mutual Insurance

HOOVER, PJ.

¶ 1. American Family Mutual Insurance Company appeals a declaratory judgment that coverage exists for damage caused by a sump pump to Michael and Kelly Scheidlers' home. Specifically, American Family contends that the trial court erred in construing the policy. We disagree and affirm.

Background

¶ 2. The facts are undisputed and the procedural history uncomplicated. American Family issued the Scheidlers a property insurance policy. The policy covered damage to the Scheidlers' physical dwelling under Coverage A.

¶ 3. The policy's "Perils Insured Against — Section I," which we refer to…