James v. Integon National Insurance

CALABRIA, Judge.

Integon National Insurance Company (“defendant”) appeals from an order granting summary judgment in favor of Michael Thomas James (“plaintiff’). We reverse and remand.

I. Background

Natalie Williams (“Williams”) applied for a North Carolina Personal Auto Insurance policy (“the policy”) through Huff’s Insurance & Realty, Inc. in September 2010. On the application, Williams listed two vehicles *172to be covered under the policy and listed herself as the sole driver of both vehicles. On 18 April 2011, Williams added her mother as an additional driver on the policy. The policy provided…