U.S. BANK, N.A., f/k/a BANK OF AMERICA, N.A., and ARVEST BANK, Plaintiffs/Lienholders-Respondents v. DOUGLAS L. COVERDELL, and COVERDELL ENTERPRISES, INC., and COMMUNITY BANK OF THE OZARKS, INC., and HCW DEVELOPMENT COMPANY, LLC, HCW PRIVATE DEVELOPMENT, LLC, and HCW NORTH, LLC, Defendants-Respondents, and CITY OF BRANSON, MISSOURI, and THE EMPIRE DISTRICT ELECTRIC COMPANY, Intervenors-Respondents

U.S. BANK, N.A., f/k/a BANK OF ) AMERICA, N.A., and ARVEST ) BANK, ) ) Plaintiffs/Lienholders- ) Respondents, ) ) v. ) Nos. SD32844, SD32845 ) SD32934, and SD32935 DOUGLAS L. COVERDELL, and ) (consolidated) COVERDELL ENTERPRISES, INC., ) ) Filed: Oct. 30, 2015 Defendants-Appellants, ) ) and ) ) COMMUNITY BANK OF THE OZARKS, ) INC., ) ) Defendant, ) ) and ) ) HCW DEVELOPMENT COMPANY, ) LLC, HCW PRIVATE DEVELOPMENT, ) LLC, and HCW NORTH, LLC, ) ) Defendants-Respondents, ) ) and ) ) CITY OF BRANSON, MISSOURI, and ) THE EMPIRE DISTRICT ELECTRIC ) COMPANY, ) ) Intervenors-Respondents. ) 1 APPEAL…