Synovus Bank v. Griner

Branch, Judge.

The plaintiffs in this case, account holders at state-chartered, federally-insured banks, filed this action against the banks asserting that the overdraft fees the banks charged in connection with debit card transactions and ATM withdrawals violated Georgia’s usury laws. This appeal presents the question of whether the plaintiffs have pled sufficient facts to allow them to proceed to discovery on their *360claims, or whether the trial court erred in denying the banks’ motion to dismiss the complaint for failure to state a claim on which relief can be granted. For the reasons set…