Squires III, Inc. v. National Union Fire Insurance Co. of Pittsburgh

GOSHORN, Chief Judge.

Squires III, Inc. appeals the final judgment entered on the pleadings1 in favor of National Union Fire Insurance Company of Pittsburgh (National). We reverse.

National insured Squires’ restaurant which was later destroyed by fire. Squires ultimately sued National under the policy to recover loss of business income and incorporated the policy into the complaint. The insurance policy contained an endorsement entitled “BUSINESS INCOME COVERAGE FORM” which provided reimbursement for loss of net income caused by direct physical loss or damage to the insured property.

*273In the…