In Re Kretzinger, Kretzinger

103 F.3d 943

In re: Edwin D. KRETZINGER, also known as Edwin

Kreitzinger, and Rena J. Kretzinger, Debtors.

Edwin D. KRETZINGER; Rena J. Kretzinger, Appellants,

v.

FIRST STATE BANK OF WAYNOKA, an Oklahoma Banking

corporation, Appellee.

No. 95-6185.

United States Court of Appeals,

Tenth Circuit.

Dec. 31, 1996.

Kenneth L. Spears of Kenneth L. Spears, P.C., Oklahoma City, OK, for Appellants.

Max M. Berry of Max M. Berry, P.C., Ponca City, OK, for Appellee.

Before BALDOCK and BRISCOE, Circuit Judges, and LUNGSTRUM,* District Judge.

BALDOCK, Circuit Judge.

1

Debtors Edwin D. and Rena J. Kretzinger appeal from a…