Ratliff Enterprises, Inc. v. American Employers Insurance

Ray Thornton, Justice.

Appellant Ratbff Enterprises, an ice-manufacturing plant in Pine Bluff, was damaged by an explosion and fire ensuing from an ammonia leak following a rupture of an ammonia filter in one of its icemakers. Appellee American Employers Insurance Company insured appellant under both property coverage and boiler and machinery coverage policies. When appellant filed a claim for its damages, appeEee paid the pohcy Emits for the property damage claim to appeEant’s real and personal property, but denied appeEant’s boiler and machinery claim and business-interruption claim on the…