American Express Centurion Bank v. O'Brien (In Re O'Brien)

MEMORANDUM DECISION

STEVEN H. FRIEDMAN, Bankruptcy Judge.

This matter came before the Court November 30, 1994, for trial on the complaint of Creditor, American Express Centurion Bank (“Amex”), wherein Amex seeks, pursuant to 11 U.S.C. § 523(a)(2)(A), to except from discharge the indebtedness of $97,409.14 owed by Robert Brownell O’Brien, Jr. (the “Debt- or”). Amex contends that the Debtor purchased goods and services and obtained cash advances through the use of his account with Amex, when he knew that he would be unable to repay the indebtedness incurred to Amex, thereby obtaining an extension…