Swofford v. Life Insurance Co. of Va.

The opinion of the Court was delivered by

Mr. Justice Stabler.

Briefly stated, the facts out of which this action arose are as follows: On July 18, 1927, the defendant insured the life of one John E. Swofford in the sum of $1,000. The policy provided that the insurance, at the death of the insured, be paid to his wife, Mrs. Bertie Swofford, but should she predecease him, then to his executors, administrators, or assigns, and contained the following clause:

“If within one year from the date of this policy the insured shall die by his or her own hand or act, whether sane or insane, the liability…