Fabi v. Hayes

Plaintiff owns real property consisting of two lots (hereinafter lot 1 and lot 2). Plaintiff resides in the home on lot 1 and defendant Theodore D. Hayes (hereinafter defendant) resides on lot 2. In 2007, plaintiff purchased both lots from her mother, Darlene Hayes (hereinafter Hayes), and defendant, Hayes’s husband, because Hayes and defendant were facing financial difficulties due to Hayes’s medical treatment. At the time, defendant and Hayes lived together on lot 2. When defendant attempted to renew the homeowner’s insurance on lot 2 in his own name shortly after Hayes’s death in 2010, the…