Kroeber v. GEICO Insurance Co.

¶1 — This case involves two certified questions from the United States District Court for the Western District of Washington. First, we are asked to determine for the purposes of underinsured motorist (UIM) coverage whether an injury to an insured pedestrian “arose out of” the intentional firing of a gun from an uninsured pickup truck. Second, we are asked whether it is material if the shooter intended to harm anyone when firing the gun.. ¶2 We answer the first question by holding that an injury “arises out of” vehicle use so long as some causal connection is present between a condition of,…