Florida Insurance Guaranty Ass'n v. Coleman

LEHAN, Judge.

An insurance company appeals from an order stacking uninsured motorist coverage for all vehicles on the insured’s car sales lot. We reverse.

The insured, Sandra G. Coleman, who owns a used car sales lot, purchased automobile insurance from a company which later became insolvent. Her claim is now directed against the appellant, Florida Insurance Guaranty Association, Inc. (FIGA).

The insurance policy purchased by Mrs. Coleman was a garage policy. The declarations page of the policy shows the various coverages purchased. For example, the policy indicates that collision insurance was…