Founders Insurance Company v. American Country Insurance Company

The main question on appeal is whether sections 8 — 101, 8 — 114 and 8 — 116 of the financial responsibility law applicable to Illinois taxicab companies (625 ILCS 5/8 — 101, 8 — 114, 8 — 116 (West 1998)) prevent a taxicab company’s insurer, in this instance, American Country, from denying a claim for personal injuries caused by the negligent operation of a cab that was not specifically endorsed in the insurance contract. The trial court determined that the cited sections of the statute preempted contract language indicating the cab company would be insured only for the vehicles it asked to…