Hebert Manufacturing Co. v. Northern Assurance Co.

Each of the defendant companies had issued to the plaintiff a policy of business interruption insurance written on the Uniform Standard New Hampshire Form No. TE-2 (1-60) entitled “Business Interruption Form No. 4” which was a gross earnings form for manufacturing risks. Each form was attached to a New Hampshire standard fire insurance policy and covered the actual loss in earnings resulting directly from any necessary interruption of business caused by damage to the plaintiff’s machine shop by fire.

The machine shop was almost totally destroyed by fire on March 30, 1961 during the period…