American National Property and Casualty v. Tara and James Clendenen

Benjamin, Justice:

This Court is presented with the following two certified questions from the United States District Court for the Northern Distinct of West Virginia:

1. Applying West Virginia public policy and rules of contract construction, do the unambiguous exclusions in American National’s policy for bodily injury or property damage “which is expected or intended by any insured even if the actual injury or damage is different than expected or intended,” and “arising out of any criminal act committed by or at the direction of any insured,” and the unambiguous exclusion in Erie’s policy for…