Legal Opinion

Stanyan v. Security Mutual Life Insurance

Supreme Court of Vermont

Decided January 3, 1917PublishedCited by 11 opinions

Assumpsit upon, a policy of life insurance, issued by defendant upon the life of Lyman Ramsey. Plea, the general issue with notice that the defendant would rely in defence upon breaches of warranty in a reinstatement certificate, signed by the insured. Trial by jury at the March Term, 1916, Washington County Court, Butler, J., presiding. Verdict and judgment for the plaintiff. Defendant excepted. The case is stated in the opinion.

1Opinion of the CourtPowers, J.

At the time of'his death, Lyman Ramsey, of Wentworth, N. IT., was carrying a policy in the defendant company for the benefit of the plaintiff. This policy had been allowed to lapse on account of the non-payment of premiums due in January and April, 1909, but it was reinstated under an application dated June 19, 1909. This application was signed by Ramsey, and read in part as follows: “I hereby request that I may be restored to membership in said company and that the above mentioned sum be accepted in payment of my premium, now past due, and as a condition of the same being accepted and my…

2Cases cited9 opinions

  1. Moulor v. American Life InsuranceSupreme Court of the United States · 1884
  2. Schwarzbach v. Ohio Valley Protective UnionWest Virginia Supreme Court · 1885
  3. Billings v. Metropolitan Life InsuranceSupreme Court of Vermont · 1898
  4. O'Connell v. Supreme Conclave KnightsSupreme Court of Georgia · 1897
  5. Schofield's Admx. v. Metropolitan Life InsuranceSupreme Court of Vermont · 1906

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3Cited by11 opinions

  1. Allen v. Berkshire Mutual Fire InsuranceSupreme Court of Vermont · 1933
  2. Sterling Insurance v. DanseySupreme Court of Virginia · 1954
  3. Spaulding v. Mutual Life InsuranceSupreme Court of Vermont · 1922
  4. Metropolitan Life Ins. v. MaddenCourt of Appeals for the Fifth Circuit · 1941
  5. Clarke v. New Amsterdam Casualty Co.California Supreme Court · 1919

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