Grand Rapids Hydraulic Co. v. American Fire Insurance

This is an action upon a fire insurance policy upon plaintiff’s “engines, boilers, pumps, and connections, including smokestack, fire fronts, breeching, and tools, all while contained in frame pump house.” It is a Michigan standard policy, and contains the following provisions:

“This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if * * * the hazard be increased by any means within the control or knowledge of the insured; * * * or if illuminating gas or vapor be generated in the described building (or adjacent thereto) for use therein; or…