Jeffrey v. Erie Insurance Exchange

Appellant, a guest passenger in an auto insured by Erie, was injured in a two vehicle accident. The second vehicle was *509not insured and it is claimed that both drivers were negligent. As a result of the accident, Appellant claimed damages in excess of the liability limits of the policy covering the host vehicle, which were paid to her. She sought recovery from the uninsured motorist portion of the Erie policy and was denied. The ultimate issue in this appeal is whether a guest passenger can be denied recovery for uncompensated damages because of policy language that reduces the limit of…