Ravagno v. Mount Vernon Fire Insurance

After leaving his car in a repair shop for years, the plaintiff sought to recoup his damages by making a claim to his automobile insurance company. After the insurer denied the claim, the plaintiff brought this action for breach of contract and for violation of the Consumer Protection Act, G.L.c. 93A. The breach of contract claim was tried before a jury, but a verdict was directed in favor of the insurer due to a lack of evidence of coverage under the circumstances presented. The G.L.c. 93A claim subsequently proceeded before a judge on the theory that the insurer had unfairly failed to pay…