Zepponi v. Home Insurance

Alex Zepponi, Insured, sued Home Insurance Company, Insurer, on a fire insurance policy. The trial court directed a verdict for Insurer. Insured appeals.

Insurer issued to Insured a standard fire insurance policy which, afforded fire and extended coverage insurance on farm property. The policy was dated January 24, 1956, and expired January 24, 1961. It was a renewal policy. The schedule of property covered embraced twenty-six buildings, including a barn which was insured for $1,000. About December 15, 1960, Insured went by the office of Insurer’s agent in Leland and inquired about the cost of…