Berlin v. Maryland Casualty Co.

WOOD, S.J.,

Jeffrey Berlin is a builder of moderately priced custom and semi-custom homes. By moderately priced, I mean that Mr. Berlin, through his company Berlin Construction Co., generally builds homes in the price range of $200,000 to $400,000. However, in late 1996 or early 1997, a couple named Kevin and Carolina Murphy approached Mr. Berlin to construct for them a 14,300 square foot highly customized residential home in Delaware. Mr. Berlin priced the project at $2 million. It was the most expensive home he had ever been asked to construct.

Mr. Berlin had professional liability insurance…