Legal Opinion

Midwest Check Cashing, Inc. v. Richey

Supreme Court of Iowa

Decided March 5, 2007No. 04-1653PublishedCited by 20 opinions

1Opinion of the Court

CADY, Justice.

In this discretionary review from a decision by the district court that affirmed a judgment entered by a magistrate in an action by a delayed deposit services business to collect a “payday” loan, we must determine if the applicable statutory requirements were followed in the case and whether the “payday” loan statute is constitutional. On our review, we affirm the judgment of the district court.

I. Background Pacts and Proceedings.

Erin E. Richey (Richey) obtained a $400 loan from Midwest Check Cashing, Inc. (Midwest) in March of 2002. Midwest is a business engaged in delayed…

2Cases cited22 opinions

  1. City of Cleburne v. Cleburne Living Center, Inc.Supreme Court of the United States · 1985
  2. State v. SeeringSupreme Court of Iowa · 2005
  3. Racing Ass'n of Central Iowa v. FitzgeraldSupreme Court of Iowa · 2004
  4. State v. Hernandez-LopezSupreme Court of Iowa · 2002
  5. Sanchez v. StateSupreme Court of Iowa · 2005

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3Cited by20 opinions

  1. Rozanne E. King Alisha Jane King Dacie S. Houston, Individually and as Mother and Next Friend of Skylar Dwayne Ostrander, Chay Cortez Ostrander, and Adlia William Cortez Flood III Brandy R. Drake, Individually and as Mother and Next Friend of Logan Genner Luhmann, Susan Maule, Stephanie Maule, and Jacob Maule Michael Campbell, Individually and as Father and Next Friend of George Campbell and SophSupreme Court of Iowa · 2012
  2. Elyse De Stefano v. Apts. Downtown, Inc.Supreme Court of Iowa · 2016
  3. GE Money Bank v. MoralesSupreme Court of Iowa · 2009
  4. Capital One Bank (USA), N.A. v. DenboerCourt of Appeals of Iowa · 2010
  5. Hogue v. Palisades Collection, LLCDistrict Court, S.D. Iowa · 2007

15 more not listed; retrieve them via the Exa API.

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