Alton Ochsner Medical Foundation v. Allendale Mutual Insurance

WIENER, Circuit Judge:

In this diversity case involving interpretation of an “all-risk” insurance policy under Louisiana law, Plaintiff-Appellant Alton Ochsner Medical Foundation (“Ochsner”) appeals the district court’s grant of summary judgment to Defendant-Appellee Allendale Mutual Insurance Co. (“Allendale”). We affirm.

I

Facts and Proceedings

In 1991, Ochsner purchased from Allen-dale an all-risk property insurance policy for a three-year term, beginning June 1, 1991 and ending May 31, 1994. The policy insured several properties, including the Ochsner Clinic in New Orleans. In November 1991,…