Legal Opinion

Bone v. Grange Mutual Fire Insurance

Michigan Supreme Court

Decided October 3, 1921No. Docket No. 111PublishedCited by 8 opinions

Error to Isabella; Hart (Ray), J. Assumpsit by Pat Bone against the Grange Mutual Fire Insurance Company of Michigan, Limited, on a policy of insurance. Judgment for defendant. Plaintiff brings error. The defendant is a mutual fire insurance company, limited, incorporated under the provisions of Act No. 262, Pub. Acts 1895 (2 Comp.

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Error to Isabella; Hart (Ray), J. Assumpsit by Pat Bone against the Grange Mutual Fire Insurance Company of Michigan, Limited, on a policy of insurance. Judgment for defendant. Plaintiff brings error. The defendant is a mutual fire insurance company, limited, incorporated under the provisions of Act No. 262, Pub. Acts 1895 (2 Comp. Laws 1915, § 9586 et seq.). January 26, 1914, plaintiff made written application to it for insurance, such application containing the following clause: “I accept this insurance subject to the articles of association and the rules and regulations and by-laws of said…

1Opinion of the CourtFellows, J.

(after stating the facts). We shall only consider one of the two grounds upon which the *400trial judge disposed of the case. By the articles of association which became a part of the policy and therefore a part of the agreement between plaintiff and defendant, an adjustment board was provided for and agreed upon to settle the differences between the company and its members with a right of appeal to the executive committee of the State Grange. Plaintiff in his application agreed to be bound by this provision which is quite common in the articles of association of these mutual companies. This…

2Cases cited2 opinions

  1. Patrons' Mutual Fire Insurance v. Attorney GeneralMichigan Supreme Court · 1911
  2. Allen v. Patrons' Mutual Fire Insurance Co. of Michigan, Ltd.Michigan Supreme Court · 1911

3Cited by8 opinions

  1. Shapiro v. Patrons' Mutual Fire Insurance Co.Michigan Supreme Court · 1922
  2. Norton v. Allstate Insurance CompanyDistrict Court, E.D. Michigan · 1964
  3. Palmer v. Patrons' Mutual Fire InsuranceMichigan Supreme Court · 1922
  4. Jackson v. State Mutual Rodded Fire InsuranceMichigan Supreme Court · 1922
  5. Alton J. Van Horn v. State Farm Mutual Automobile Insurance CompanyCourt of Appeals for the Sixth Circuit · 1968

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